uob particular banking
uob particular banking
Blog Article
UOB Bank gives various personalized banking providers made to fulfill the money wants of people. Under is an extensive overview that will help you have an understanding of The crucial element aspects and choices.
Types of Accounts
Discounts Account: This account permits you to save money even though earning interest.
Characteristics: Easy accessibility, interest earnings, nominal service fees.
Positive aspects: Safe place for your cash, potential development by interest.
Existing Account: Perfect for day by day transactions and managing bills.
Options: Checkbook facility, overdraft protection.
Rewards: Practical for normal payments and withdrawals.
Preset Deposit Account: For all those planning to gain higher interest charges about a hard and fast interval.
Options: Fixed term deposits, greater curiosity charges when compared with discounts accounts.
Gains: Protected investment option with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which can be utilized for different reasons like schooling or residence renovation.
Kinds:
Installment Loans
Credit history Traces
Positive aspects: Versatile repayment terms, aggressive curiosity charges.
House Financial loans: Customized answers for buying property or refinancing present mortgages.
Types:
Fastened Fee House Loan
Floating Amount Property Mortgage
Gains: Unique programs to suit unique demands, appealing fees.
Charge cards
UOB features A selection of credit cards catering to diverse lifestyles and paying out behaviors:
Rewards Cards: Generate details on just about every obtain that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get income rebates on day to day paying which include groceries and dining out.
Vacation Playing cards: Unique Added benefits like air miles accumulation and vacation insurance policies protection.
Investment decision Expert services
For individuals enthusiastic about escalating their wealth by means of investments:
Device Trusts * Diversified portfolio managed by professionals. * Ideal for very long-time period growth goals.
Structured Deposits * Combines the capabilities of common deposits with expense merchandise. * Most likely bigger returns but with some risk involved.
Insurance policy Merchandise
To safeguard on your own and All your family members from unexpected gatherings:
Lifetime Coverage * Presents economical stability in the event of Demise or essential disease. * Could also serve as a cost savings Instrument according to the policy chosen.
Health and fitness Coverage * Addresses health care expenditures such as hospitalization expenses. * Important for mitigating substantial healthcare costs.
Electronic Banking Providers
Comfort at your fingertips through electronic platforms:
Web Banking
Allows you to take care of your finances online:
Watch account balances and transaction historical past
Transfer resources amongst accounts or spend expenditures
Make an application for new products (financial loans/bank cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts more info about account action
Using these complete choices, UOB aims to deliver customized banking methods that cater especially to unique demands though making certain advantage and security in all transactions.